Travel Medical insurance

Addresses the insurance needs of U.S. and non-U.S. citizens who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.

Short-term travel medical coverage

Coverage for individuals and dependents

Two plan designs - one for U.S. citizens and one for non-U.S. citizens traveling outside their home country

Maximum Limits from $50,000 to $2,000,000

Deductible options from $0 to $2,500

Available in daily and monthly rates

Renewable up to 24 months if one month or more are purchased

Freedom to seek treatment with hospital or doctor of your choice

Trip cancellation, travel delay and baggage delay benefits available

Universal Rx pharmacy discount savings

24 hour secure access from anywhere in the world to manage your account at any time

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Graduating seniors trips

Senior citizens age 65+ with or without Medicare traveling abroad

College students studying abroad

Foreign au pairs and nannies

Families sponsoring exchange students

International vacationers

Individual or group missionaries

Relatives visiting from overseas

Recently arrived immigrants

You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty. IMG has developed two Patriot Travel Medical Insurance plans that offer a complete package of international benefits available 24 hours a day. Patriot International® provides coverage for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S., while Patriot America® provides coverage for non-U.S. citizens traveling outside their home country. Both plans are available for a minimum of 5 days up to a maximum of two years, in accordance with the terms of the Certificate of Insurance.

Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service centers, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment. You can also choose from a wide range of deductibles, several Maximum Limits, and you have access to more than 17,000 providers through our International Provider AccessSM (IPA) when seeking treatment outside the U.S. You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.